To find out just how much you borrowed, consider ‘Mijn schulden’ for the Mijn DUO. You will find notifications regarding the obligations under ‘Mijn berichten’. These could end up being posted away. If you would like an announcement out of obligations to have a home loan app otherwise taxation come back, sometimes all the info inside Mijn DUO is enough.

About Netherlands, your pupil personal debt or lifelong discovering borrowing from the bank try considered when calculating how much cash you might acquire to own home financing. Alabama online title loans Extremely mortgage brokers for this reason require evidence of that it – specifically, the amount of your own original debt. DUO has actually assented which have loan providers that one may promote you to definitely proof of the distribution the fresh new notification given at the beginning of the repayment stage, claiming how much you need to repay every month. You can find that it notification from inside the Mijn DUO, significantly less than ‘Mijn berichten’.

And this alerts you really need to submit depends on if your installment stage began. If it are in advance of 2017, then chances are you acquired the brand new alerts when you look at the January of the year inside and this your repayment phase become. Whether or not it is through the or after 2017, you gotten they two months before the start of the repayment phase. That is always into the October or November. Have you been paying a beneficial lifelong studying borrowing from the bank? Your obtained the latest alerts into the January, following avoid of your own lifelong discovering credit.

If you are incapable of discover notification when you look at the Mijn DUO, you can request a copy using our very own on line contact form. Might located which because of the article contained in this two weeks.

Even more costs

Have you ever generated voluntary even more costs? Often, home loan providers take this into account when figuring how much your is also use. Including, since it have faster your own remaining monthly instalments or since you has removed your debt entirely. Since research, you need new confirmation your gotten as we canned the voluntary fee. And/or notification saying the less monthly instalment. If you reduced because of the most readily useful, you should receive that it within step 3 working days. Otherwise, it will take to 14 days.

If you want a far more outlined report of personal debt, we are able to age-post they to you to the request. However, this is exactly simply possible when you yourself have entered a legitimate e-send target in the Mijn DUO. To safeguard the privacy, we simply cannot e-post announcements, texts and other records. Plus, your own request need are from brand new elizabeth-send address entered into the Mijn DUO.

So you’re able to request a full report regarding financial obligation, use our very own on the web contact page. Dependant on your position, you will have the after the guidance:

• the new financial obligation balance in the beginning of the cost phase.
• your obligations equilibrium, including focus accumulated.
• your interest and its ages of legitimacy.
• this new amounts of any additional repayments produced as well as their worthy of times.
• your own old and you can the newest month-to-month instalments, as well as their doing schedules.
• the rest title of debt.
• confirmation off complete installment.

Annual statement having Dutch tax bodies

Oftentimes, you don’t need so you’re able to claim your an excellent college student debt when submitting a taxation return regarding the Netherlands. Ergo, we do not deliver a yearly declaration once the standard. If you do wish to know your current loans balance, you’ll find it for the Mijn DUO below ‘Mijn schulden’. And you will lower than ‘Schuldhistorie’ there’s this new amounts your due to the 30 December out-of prior many years.

Do you really live-in the newest Dutch Caribbean? As well as have you paid off their college student obligations? You will located a yearly report.

• extent a fantastic is more than € step 3,200 when you’re single or more than simply € six,eight hundred if you have someone, and
• your own property for the Package step three (offers and you can assets) go beyond this new exception endurance. For the 2021 that’s € 50,000 getting unmarried people otherwise € a hundred,one hundred thousand to possess people, towards site date being .

You don’t have to condition their pupil money because earnings when you file a tax go back. We are able to, yet not, give you a trains and buses statement if you like they to have your own statement.

When you find yourself unable to sign in Mijn DUO, fool around with our very own online contact form as an alternative to ask to suit your annual statement.